Shopify or Custom Ecommerce: How to Decide
The wrong choice costs money either way. Here is how to think it through.
The options
Hosted platforms such as Shopify, BigCommerce and Wix Commerce. You pay a monthly fee and use their store software, themes and apps.
Open-source platforms such as WooCommerce and Magento. You host and manage them yourself, with more control and more responsibility.
Headless commerce. A platform like Shopify handles products, checkout and orders in the background, while a custom front end, such as one built with Next.js, controls the shopping experience.
Fully custom. A store built from scratch for your needs, using your own database and logic.
Why Shopify works for most stores
For a store selling physical products with normal pricing, shipping and payments, it is hard to beat.
Key points
- Fast to launch. A professional store can be live in days or weeks.
- Everything included. Hosting, security, checkout, payments, inventory and tax tools.
- Proven checkout. Shopify's checkout is widely trusted and converts well.
- Large app ecosystem. Thousands of apps add features, from reviews to subscriptions.
- Low technical burden. No servers to manage or software to patch.
- Reliability. The platform handles traffic spikes.
Where Shopify can hold you back
Ongoing fees. Monthly plans, app subscriptions and transaction fees add up as you grow. Check the current plan pricing before you commit.. Customization limits. Checkout and some data structures are restricted. Deep customization can be difficult or costly.. App sprawl. Many stores bolt on a dozen apps, each costing money and slowing the site.. Complex pricing and rules. Customer-specific pricing, complex bundles, quote requests or unusual B2B workflows can be awkward.. Data ownership and lock-in. Your store lives on their platform.. Unique business models. Marketplaces, rentals, configurators and highly custom products often strain a standard platform.
When custom makes sense
A custom build is worth serious consideration when:
If none of these apply, a custom build is probably premature.
Key points
- Your business model is unusual. A marketplace with many sellers, a rental or booking platform, a subscription with complex rules or a custom product configurator.
- You need deep integrations. Connecting your store to custom ERP (enterprise resource planning system), warehouse, pricing or CRM systems in specific ways.
- Your pricing logic is complex. Contract pricing, tiered rules, dynamic quotes and approvals.
- You have very high volume, and platform fees exceed the cost of running your own.
- Your experience is your brand. A highly custom shopping journey is part of what sets you apart.
- You need full control over data, performance and the roadmap.
- You are hitting the limits of workarounds and apps.
The cost comparison
Shopify and similar.
- Setup: $2,500 to $15,000 for a professionally designed and configured store, depending on design and integrations
- Monthly: platform plan plus apps, commonly $50 to $500 or more a month, with higher tiers for larger stores
- Transaction fees: payment processing fees apply on all platforms, and some plans add platform fees
- Maintenance: light, mainly content, apps and small updates
Custom ecommerce.
- Setup: from about $20,000, depending on complexity
- Monthly: hosting, payment fees, monitoring and maintenance, often $300 to $3,000 or more
- Maintenance: about 15 to 25 percent of the build cost per year
- Flexibility: exactly what you need, with no per-app fees
Headless commerce.
- Setup: about $20,000 to $40,000+ for a custom front end on top of a platform
- Monthly: platform fees plus hosting
- Best for: brands that want a very fast, custom experience, with a proven back end
These ranges are general market figures. Quotes depend on your needs.
Break-even thinking
Compare total cost over three to five years, not just the first year.
For many small stores, the hosted platform wins easily. For larger or unusual stores, custom can be cheaper over time, and gives you capabilities that drive revenue.
Key points
- Add up platform fees, apps, transaction fees and workarounds on the hosted platform
- Add the build, hosting, maintenance and developer costs of custom
- Consider the revenue impact of better speed, conversion or features
Speed, SEO and conversion
Hosted platforms perform well by default, though heavy themes and many apps slow them.. Custom and headless builds can be extremely fast and give you full control over structure, metadata and technical SEO (search engine optimization).. Conversion depends on design, trust, shipping, price and checkout, not on the platform alone. A well-run Shopify store often beats a poorly built custom one.
A practical path
Start on a hosted platform if you're new, testing a product or want speed.. Keep it lean. Use few apps and a clean theme.. Track the limits. Note every workaround, every fee and every feature you can't get.. Consider headless if you want a custom front end while keeping a proven back end.. Go fully custom when the business case is clear, and the limits cost you more than a build would.. Plan the migration carefully: products, customers, order history, URLs and SEO.
Decision questions
Do I sell products in a standard way?. Do I need to launch within weeks?. How much developer budget do I have?. Does my pricing or workflow need logic a platform can't handle?. How much am I paying in fees and apps today?. Is my store experience a competitive advantage?. Who will maintain it?
Common mistakes
Building custom too early, because it sounds more serious. Staying on a platform long after it has become a bottleneck. Installing too many apps, which slows the site and raises the cost. Ignoring migration planning, which can hurt search rankings. Comparing only the build price, not the five-year cost. Skipping security and payment compliance on custom builds
How we decide at DECHY
We build stores on Shopify and other platforms, and we build custom commerce when it earns its cost. Our default advice is to start on a platform and customize it. We move to custom only when the platform blocks something that matters to your revenue.
A professionally set up store with us costs $2,500 to $6,000. Moving an existing store to a new platform costs $3,000 to $10,000. A custom store with integrations into your stock, accounting or fulfillment systems costs $6,000 to $15,000. Headless stores and marketplaces cost $20,000 to $40,000+.
Before we recommend a custom build, we check whether apps, platform features or a light integration can solve the problem. That check often saves money and months of work.
Use the cost estimator to compare options, or send us your store. We will tell you where it is holding you back and what each path would cost.
Next step
Deciding between Shopify and a custom build? Tell us about your products, volume and plans. We'll give you a straight recommendation, even if it means staying on Shopify. Talk to DECHY.

